A title insurer under a title commitment commits to issue title policies based on all of the following EXCEPT?

The correct choice reflects the fact that a title insurer’s commitment to issue title policies is not dependent on compliance with the errors and omissions insurance requirements. Title insurance commitments are primarily focused on underwriting the risks associated with the title of the property in question.

The insurer's obligations include ensuring that premiums are paid, which is fundamental for the issuance of any insurance policy. Additionally, the title policy must be issued in favor of the proposed insured named in Schedule A, affirming that the policy will protect the interests of that specific party. Furthermore, the policies are subject to the provisions outlined in Schedules A and B, which detail the specifics of what the title insurance will cover and any exceptions to coverage.

The requirement for errors and omissions insurance pertains to the professional liability coverage for real estate professionals or agents and does not directly influence the title insurer’s commitment concerning the issuance of title policies. Thus, while errors and omissions insurance is important in the broader context of real estate transactions, it is not a condition for the commitment of a title insurer under standard title insurance practices.