According to ALDOI Insurance Rule 482-1-148-.08(2)(a)3, when will the license of a person born in an odd-numbered year expire if not renewed?

The correct answer is 2015 because Alabama Title Insurance regulations specify that the license of an individual born in an odd-numbered year is set to expire on the last day of the following year that is also an odd-numbered year. Therefore, if someone was born in an odd-numbered year, they will need to renew their license by the end of the next odd-numbered year.

For instance, if a person was born in 1973, their license would expire on December 31, 2015, unless it is renewed. This systematic approach to license expiration helps in maintaining a regular cycle of renewal that aligns with the birth year, ensuring that individuals in the industry remain qualified and compliant with regulatory standards. Understanding this rule is fundamental for anyone involved in the title insurance industry in Alabama, as it directly impacts their ability to operate legally and effectively within the state.