What is the main responsibility of a title insurance agent once they receive their license?

The primary responsibility of a title insurance agent after obtaining their license is to issue title policies. This involves ensuring that the title to a property is clear of any liens or encumbrances and is legally transferable to the new owner. The title agent must thoroughly examine the title information, verify ownership, and evaluate any issues that could affect the property’s title. Once all necessary checks are completed, the agent issues a title insurance policy, which protects the new owner (and potentially their lender) from future claims against the property that were not disclosed during the title search.

While conducting title searches, managing real estate transactions, and handling customer complaints are important tasks related to the real estate industry, issuing title policies is the key aspect of a title insurance agent's responsibility. This policy provides crucial protection for property buyers and is the culmination of the agent's evaluation of the title’s status, making it their primary function.