What is the purpose of a title order/search request?

Prepare for the Alabama Title Insurance Test. Practice with flashcards and multiple-choice questions, each question has hints and explanations. Get ready for your exam!

A title order or search request serves a crucial role in the property transaction process by providing the title department with accurate and comprehensive information necessary for conducting a thorough title search. This request typically includes details such as the property address, the names of the parties involved, and any relevant legal descriptions. The title search itself is essential for identifying any potential issues related to the title, such as liens, encumbrances, or other claims that might affect the buyer's ownership rights.

By having accurate information at the outset, the title department can effectively investigate the history of the property's title and verify that it is clear and marketable, ultimately protecting the interests of both the buyer and lender in the transaction. A well-executed title search is foundational to ensuring a smooth closing process and providing title insurance that safeguards against future claims.

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