What should be ordered immediately prior to closing?

Ordering a title update just prior to closing is crucial because it ensures that all relevant information about the property has been accurately reflected and that there are no new liens, claims, or encumbrances that may have arisen since the original title search was conducted. This update is essential for maintaining the integrity of the title insurance policy, as it provides the most current status of the property's title.

The title update helps to confirm that the seller has clear ownership of the property and that the buyer is protected from any potential title disputes. If any discrepancies are found during this update, they can be addressed before the transaction is completed, thus preventing future legal issues for the buyer or lender.

While other choices may be relevant at different stages of the closing process, the title update is specifically necessary immediately before closing to ensure that the title remains insurable and that the transaction can proceed smoothly without unexpected complications.