Which of the following is typically included in a title policy?

A title policy primarily serves to protect against financial loss due to defects or issues related to the title of a property. It generally includes insurance coverage for defects that may arise, such as undiscovered liens, claims of ownership, or errors in public records. This coverage provides peace of mind to property owners and lenders, ensuring that they are safeguarded against potential legal disputes or losses associated with these title issues.

While details of past ownership can provide context about a property's history, they are usually found in a title abstract or a title report rather than explicitly included in the title policy itself. The legal framework of property laws, while essential for understanding how titles work, is not typically part of the policy; instead, it serves as the underlying basis for the issuance of the policy. Instructions for property sale may assist in the transaction process but are also not included in a title policy, as their purpose is different from the protective function of a title insurance policy.