Which situation is NOT considered under the "Continuation of Insurance" clause according to ALTA 2006?

The "Continuation of Insurance" clause is a vital component in title insurance policies as it outlines circumstances under which the coverage continues to apply, even if the ownership or certain interests in the property change. One of the key points of this clause is that it primarily addresses situations where the insured retains certain rights or interests in the property.

Agreeing to a matter adverse to the title does not fall under the purview of the "Continuation of Insurance" clause. This situation implies that the insured has taken an action that negatively impacts their title rights, potentially leading to issues that the title insurance is not set up to cover. Actions that create an adverse effect on title typically release the insurer from obligations, as these could result in disputes or claims that would not be covered by the existing policy.

In contrast, the other situations explicitly involve retaining some level of interest or obligation regarding the property, which is precisely what the "Continuation of Insurance" clause aims to protect. Retaining an estate or interest in the land, holding an obligation secured by a purchase money mortgage, and having liability due to warranties in title transfer all maintain a connection to the insured's rights or responsibilities toward the title, ensuring the insurance coverage remains effective.